The Digital Personality of Financial Services

By • on August 18, 2018

The BW Business World website noted that when a leading financial institution creates a core platform and opens it up for innovation by all or many, it tends to be driven by a strategic vision of that market leader and a willingness to accelerating innovation through open collaborations. This enables other players to be prolific on their platform and the entire industry to improve with them for the benefit of all participating firms. Because open innovation paradigms require a different mindset at the highest executive levels, these efforts are often times driven by regulators more so than market participants. For example, regulators are mandating open banking APIs in Europe and Australia, as well as payments APIs to enforce standardization and portability in Singapore and India.

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